BCU for Business
The cooperative advantage, for the businesses that move Nigeria.
Banking that scales with your payroll.
Current accounts, payroll runs, and working-capital lines for established businesses with 10–250 staff.
Payroll & bulk payments
Pay salaries and vendors in one upload with member-rate transfer pricing.
Working capital lines
Revolving facilities secured against cooperative deposits and receivables.
Multi-user controls
Maker-checker approvals and role-based access for your finance team.
Why businesses switch
Member-rate transfers
Lower per-transaction pricing than commercial banks.
Dedicated relationship lead
A named contact who knows your business.
Branch + digital
Walk in or self-serve — whatever the day needs.
Fast credit decisions
Local underwriting paired with digital scoring.